Privacy Policy Statement
Thank you for choosing Champion Risk & Insurance Services. We respect your privacy and work hard to protect your personal information. We would like to explain how we collect, use and share the information we obtain about you in the course of doing business.
Our Privacy Assurance
  • We do not sell your personal or medical information to anyone.
  • We do not share your information with non-affiliate companies that would use it to contact you about their own products and services.
  • We require persons or organizations that represent or assist us in servicing your policy and claims to keep your information confidential.
  • We require our employees to protect your personal information and keep it confidential.
  • Access to your Social Security Number is limited to those individuals who need access for business purposes including compliance with the law, providing you with products and services, and handling your claims.
  • Our privacy practices continue to apply to your information even if you cease to be an Champion Risk & Insurance Services customer.
What Personal Information Do We Have and Where Do We Get It

We gather personal information from you and from outside sources for business purposes. Some examples of the information we collect from you may include your name, phone number, home and e-mail addresses, driver's license number, social security number, marital status, family member information and healthcare information.

Also, we maintain records that include, but are not limited to, policy coverages, premiums, and payment history. We also collect information from outside sources that may include, but is not limited to, your driving record, claims history, medical information and credit information.
How We Use and Share Your Personal Information
In the course of normal business activities, we use and share your personal information with persons or organizations within and outside of Champion Risk & Insurance Services, for business purposes as permitted. For example, we may do this to :
  • Fulfill a transaction you requested or service your policy
  • Market our products to you
  • Handle your claim
  • Prevent fraud
  • Comply with requests from regulatory and law enforcement authorities
  • Participate in insurance support organizations
The persons or organizations with whom we may share your personal information may include, among others :
  • Companies that perform services, such as marketing, credit/debit card processing, and communication services on our behalf
  • Other financial institutions with whom we have an agreement for the sale of financial products
  • Other insurance companies that play a role in an insurance transaction with you
  • Independent claims adjusters
  • A business or businesses that conduct actuarial or research studies
  • Those who request information pursuant to a subpoena or court order
  • Repair shops and recommended claims vendors
How You Can Review and Correct Your Personal Information?

You can request to review your personal information contained in our records at any time. To do this, please send a letter to the address below requesting to see your information for the previous two years. Please note we may not be able to provide information relating to investigations, claims, litigation, and other matters.We will be happy to make corrections whenever possible. Please send requests to :

Champion Risk & Insurance Services

12250 El Camino Real STE 375

San Diego, Ca 92130
Who Should Use Our Web Site?
Our Web site is for insurance and financial products and services and is not intended for children; we do not market any products or services to children under the age of thirteen or knowingly collect any information from children under the age of thirteen. If we become aware that information is or has been submitted by or collected from a child under the age of thirteen, we will delete this information.
What Can You Do as a Customer to Help Maintain the Security of Information When Accessing Champion Risk & Insurance Services Over the Internet?
Some steps you can take to maintain the security of your information include :
  • Utilize the latest, updated version of your Web browser.
  • Keep your User ID and PIN or password confidential. Utilize a PIN or password unique to you and, if possible, change it frequently.
  • Make sure others are not watching you enter your User ID, PIN or password on your keyboard when using the Customer Care Center or when using other protected areas of wgbib.com.
  • Do not leave your computer unattended while logged onto our Customer Care Center or other protected areas of wgbib.com. After you've finished accessing your information, exit the Customer Care Center or other protected area within wgbib.com, and close your browser window.
Whose Privacy Statement Applies to Links and Co-Branded Sites?

Champion Risk & Insurance Services provides links to other sites as a convenience to persons who visit the Champion Risk & Insurance Services web site. If you choose to use the services provided by those sites, you may be asked by those sites to provide certain personally identifiable information (some of which may be shared with Champion Risk & Insurance Services). Please be aware that Champion Risk & Insurance Services is not responsible for the privacy practices of those sites. We encourage you to be aware when you leave our site and to read the privacy policies of every Web site that you visit, as the privacy policies of those sites may differ from ours. Our Privacy Statement applies solely to this Web site.

 

We reserve the right to change our Privacy practices, procedures, and terms.